If you become disabled while working for a WRS employer, you may be eligible to receive disability benefits that will give you income for the time you are unable to work (short or long term). Click on the Related Resources for each benefit to get more information and see if you are eligible to receive the benefit.

Earnings Limit for Disability Retirement
and Long-Term Disability Insurance (LTDI) Programs:

If you work while you receive disability retirement or LTDI benefits, your disability benefit will be suspended if you earn more than a specific earnings limit for the calendar year (substantial gainful activity). The limit for 2021 is $16,868. This amount will be adjusted each year by a percentage based on the national salary index.

Disability Retirement Benefits

This program gives you a lifetime monthly payment if you become disabled and must stop working before your normal retirement age.

Duty Disability and Survivor Benefits

This program is for protective occupation employees only. It replaces a portion of your income if you are hurt while working, or get a disease due to your job, and are unable to perform your full protective job duties.

Income Continuation Insurance

The Income Continuation Insurance (ICI) program is an income replacement plan that replaces a portion of your income if you are unable to work because of sickness or injury (both short and long term).

Read More about Income Continuation Insurance

Long-Term Disability Insurance (LTDI)

This program is closed to new claims. People who are currently approved for LTDI benefits will continue to receive benefits under program rules.

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