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Living Benefits are the proceeds of your life insurance coverage under the Wisconsin Public Employers Group Life Insurance program that are paid to you while you are still living rather than to your beneficiaries after your death.

A benefit may be paid during your lifetime or upon your death.  You or your beneficiary must make sure to follow the correct steps to receive your benefit.

Information on how a divorce may affect WRS benefits, beneficiary designations as well as information for the alternate payee.

Provided you did not close your WRS account by taking a separation benefit, your beneficiaries may be entitled to a benefit after your death.

Designate an attorney-in-fact to act in your stead for an appeal to ETF.

Learn how to address a benefits dispute and how Ombudspersons Services can help.

Events happen in life and can affect your coverage. Make sure you know when you lose your coverage and what steps to take to make sure you can keep it.

Learn the steps to submit, change or terminate Letters of Guardianship.

This program offers different types of coverage to meet your needs. How much you are covered is based on the number of units of coverage you buy.

If you are the owner of a WRS account from which a WRS death benefit or life insurance benefit would be payable upon your death, you may file a beneficiary designation.