Today, the Group Insurance Board approved benefit changes for plan year 2026. In addition, the Board decided to not adjust cost-sharing for any of the Group Health Insurance Program plan designs offered.
If you need to correct or change your personal information, you may be asked to provide acceptable documents for verification. Know the required documents and how to submit them.
High Deductible Health Plans (HDHPs) usually have lower monthly premiums than plans with lower deductibles. By using the untaxed funds in your Health Savings Account (HSA) to pay for expenses before you reach your deductible, you reduce your overall healthcare costs.
There are three types of expenses associated with an HDHP: deductible, coinsurance, and out-of-pocket limit. These may work differently than you expect if you haven't had an HDHP before.
Program Option
State Employee and Retiree Health Plan & Supplemental Benefits
Some members can receive WRS creditable service for part or all of their active U.S. Military service. This additional service may increase your WRS retirement, disability and certain death benefits.
ET-4335
Form
Active Employee /
Retiree /
Other Benefit Recipient
The Comprehensive Annual Financial Report of the Wisconsin Department of Employee Trust Funds for the year ended December 31, 2016 provides comprehensive information about ETF, the Wisconsin Retirement System, and other benefit programs administered by ETF.
A UC Berkeley study found that Wisconsin retirees with pension income are less likely to experience economic hardships, with public pensions significantly narrowing the racial, gender, and education wealth gap among older families compared to private pensions.
High Deductible Health Plans (HDHPs) cost less per month but won't start paying for your care until you meet your deductible. The one exception is preventive care, which is covered at 100%. Learn how an HDHP differs from the other options, and if it is a good fit for you.
Plan Year
2025
Program Option
State Employee and Retiree Health Plan & Supplemental Benefits