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WRS retirement benefits are calculated using two methods: the formula method, and the money purchase method. ETF calculates your benefit using both methods and automatically pays you the higher amount. See how each method is calculated and resources for estimating your benefit.
The Comprehensive Annual Financial Report of the Wisconsin Department of Employee Trust Funds for the year ended December 31, 2013 provides comprehensive information about ETF, the Wisconsin Retirement System, and other benefit programs administered by ETF.
A guardian is appointed by a court when a person is unable to make or communicate medical decisions, financial decisions, or both. Learn how Letters of Guardianship can impact a WRS account.
Costco Pharmacy is the new mail-order pharmacy for members of ETF-administered health insurance. You do not need to be a Costco member to use this service or pick up prescriptions inside any Costco Warehouse.
Have you recently had a baby? Gotten married? Divorced? Moved? Throughout the year you may experience life events that allow you to change your benefits outside of the annual open enrollment period. The life events guide explains deadlines, required documentation, and which events allow you to make changes.
Program Option
Local Annuitant Health Program (LAHP)
Local Deductible Health Plan (PO14) & Supplemental Benefits
Local Deductible Health Plan with Uniform Dental (PO4) & Supplemental Benefits
Local Health Plan (PO16) & Supplemental Benefits
Local Health Plan with Uniform Dental (PO6) & Supplemental Benefits
Local High Deductible Health Plan (PO17) & Supplemental Benefits
Local High Deductible Health Plan with Uniform Dental (PO7) & Supplemental Benefits
Local Traditional Health Plan (PO12) & Supplemental Benefits
Local Traditional Health Plan with Uniform Dental (PO2) & Supplemental Benefits
State Employee and Retiree Health Plan & Supplemental Benefits
ET-8501
Sep 29, 2021 5:00pm Report
Active Employee /
Other Benefit Recipient
The Annual Comprehensive Financial Report of the Wisconsin Department of Employee Trust Funds for the year ended December 31, 2020 provides comprehensive information about ETF, the Wisconsin Retirement System, and other benefit programs administered by ETF.
High Deductible Health Plans (HDHPs) cost less per month but won't start paying for your care until you meet your deductible. The one exception is preventive care, which is covered at 100%. Learn how an HDHP differs from the other options, and if it is a good fit for you.
Plan Year
2025
Program Option
State Employee and Retiree Health Plan & Supplemental Benefits