Life Events Guide

Have you recently had a baby? Gotten married? Divorced? Moved? Throughout the year you may experience life events that allow you to change your benefits outside of the annual open enrollment period. While retirement is not a life event, other events listed may affect employees who are retiring. Select a life event below to learn about which benefit changes you can make, deadlines, and required documentation.

Life Events

You or Your Dependent Gain Eligibility for Other Group Medical Coverage
You or Your Dependent Has a Medicare Coverage Change (Retirees and Survivors Only)
You or Your Dependent Involuntarily Lose Eligibility or All Employer Contribution for Other Group Medical Coverage
You Have a Job Change Where You Gain a Greater Share of Employer Contribution Toward Your Coverage (Active Employees Only)
You Have a Job Change Where You Lose a Significant Share of Employer Contribution Toward Your Coverage (Active Employees Only)

The life events listed above provide information for health, dental, vision, and accident insurances. State particpants: See the Qualifying Life Events Changes Permitted by the IRS document for pre-tax savings accounts information.

Document Requirements for Life Events and Dependent Verification

Find out which documents are required when adding a spouse or dependent to your insurance or making changes due to a qualified life event. Having the correct paperwork will help ensure a smooth update to your coverage.

Make Changes

Refer to the life event pages above for detailed instructions on how to make changes.

Retirees: You may cancel health and Uniform Dental coverage or change from family to individual coverage at any time. To make changes online:

Log in to My Benefits to edit your benefits.
Select "Request to cancel or reduce coverage " as your reason for change.
Enter the last day you wish to be covered and update your benefits.

Alternatively, you can submit a written and signed cancellation request to ETF.

Supplemental benefits can only be canceled due to a qualifying life event or during open enrollment.

Questions

For more information, see Frequently Asked Questions (FAQs) for the State Employee and Retiree Health Plan or Local Health Programs. Employees may also contact your payroll/benefits/personnel office. Retirees and COBRA continuants may contact ETF.