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Find answers to the most frequently asked questions about the pharmacy benefit.

This manual is a reference source intended to aid employer administration of the Accumulated Sick Leave Credit Conversion Program.

This handbook provides general information about benefit plans administered by ETF and does not contain complete information for all benefits. Use this handbook as an overview and contact your employer’s benefits office for specific information applicable to you.

In preparation for the new insurance administration system, My Insurance Benefits, ETF is updating a documentation policy for new hires and employees.

Have you ever needed medical care and didn’t know where to turn? In this video you'll learn about your care options and the advantages of each, including which is easiest on the wallet.

Learn how to address a benefits dispute and how Ombudspersons Services can help.

How much should you pay at the pharmacy counter? We’ll tell you what to expect and how you can save money.

A guardian is appointed by a court when a person is unable to make or communicate medical decisions, financial decisions, or both. Learn how Letters of Guardianship can impact a WRS account.

An eligible expense is a health care service, treatment, or item the IRS states can be paid for without taxes. Eligible expenses can be incurred by you, your spouse, or qualified dependents. The Health Savings Account (HSA) can only be used to pay for eligible medical expenses incurred after your HSA was established.