Learn about all insurance changes for the 2025 plan year. Changes this year include a health plan name change, expanded coverage of the State Maintenace Plan (SMP) for members in the local program, an increase to the deductible for the High Deductible Health Plan (HDHP), and more.
Program Option
Local Annuitant Health Program (LAHP)
Local Deductible Health Plan (PO14) & Supplemental Benefits
Local Deductible Health Plan with Uniform Dental (PO4) & Supplemental Benefits
Local Health Plan (PO16) & Supplemental Benefits
Local Health Plan with Uniform Dental (PO6) & Supplemental Benefits
Local High Deductible Health Plan (PO17) & Supplemental Benefits
Local High Deductible Health Plan with Uniform Dental (PO7) & Supplemental Benefits
Local Traditional Health Plan (PO12) & Supplemental Benefits
Local Traditional Health Plan with Uniform Dental (PO2) & Supplemental Benefits
State Employee and Retiree Health Plan & Supplemental Benefits
To help prepare you for this change, ETF will deliver a series of live, virtual training opportunities starting on Monday, May 5. Each live, virtual course will have multiple sessions available, including morning and afternoon options.
For 2026, expect name changes for a few health plans, new administrators for vision insurance and pre-tax savings accounts, and increased medical deductible for the High Deductible Health Plan (HDHP) and Access HDHP.
Any employers interested in joining a WPE benefit program or changing their program offerings must file their resolution before October 1. ETF expects this resolution suspension to last through 2025.
Employers, use this form to verify that you viewed the employee’s original required document(s) to verify the employee or dependent(s) is eligible for benefit coverage, as administered by ETF.
The GIB established the 2025 insurance open enrollment period to be September 30 - October 25, 2024. Attend a State Open Enrollment Kickoff Meeting to learn more.
ET-2384
Form
Active Employee /
Local Employer /
State Employer
