High Deductible Health Plans (HDHPs) usually have lower monthly premiums than plans with lower deductibles. By using the untaxed funds in your Health Savings Account (HSA) to pay for expenses before you reach your deductible, you reduce your overall healthcare costs.
There are three types of expenses associated with an HDHP: deductible, coinsurance, and out-of-pocket limit. These may work differently than you expect if you haven't had an HDHP before.
Program Option
State Employee and Retiree Health Plan & Supplemental Benefits
Your employer may pay a portion of your health care premium. This page lists the full premium amounts, which is the amount before any employer contribution.
Program Option
State Employee and Retiree Health Plan & Supplemental Benefits
Plan Year
2025
Flyer
Active Employee /
Retiree /
Local Employer /
State Employer
The Spring Invitational Challenge is taking place May 4 – June 7. Create a team with your colleagues and compete against others to get the most steps or minutes of activity. Register for the challenge between April 13 – May 3.
Open enrollment runs until Oct. 25, 2024. Learn about preventive care and drugs coverage in 2025, where to get free vaccines, diabetes management program, and more.
Telemedicine is a general term that covers all of the ways you and your doctor can use technology to communicate without being in the same room. Learn more about your telemedicine options.