A stack of coins to the left of a glass jar of coins with a growing plant coming out of it, next to an alarm clock and a small picture in the middle front with a couple holding hands and walking on the beach."

WRS Retirement Benefit

The WRS Retirement Benefit is a pension plan that is intended to provide you with a lifetime retirement payment. It offers a retirement benefit based on a defined contribution plan or a defined benefit plan.

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Flyer Active Employee / Retiree / Other Benefit Recipient

Security Health Plan No Longer Available in 2020

Security Health Plan will not be available for the 2020 plan year. Learn what steps you need to take if you currently have health insurance through Security Health Plan.

How an HDHP Works

High Deductible Health Plans (HDHPs) usually have lower monthly premiums than plans with lower deductibles. By using the untaxed funds in your Health Savings Account (HSA) to pay for expenses before you reach your deductible, you reduce your overall healthcare costs.

There are three types of expenses associated with an HDHP: deductible, coinsurance, and out-of-pocket limit. These may work differently than you expect if you haven't had an HDHP before.

Program Option
  • State Employee and Retiree Health Plan & Supplemental Benefits
Plan Year
  • 2025

How an HDHP Works

High Deductible Health Plans (HDHPs) usually have lower monthly premiums than plans with lower deductibles. By using the untaxed funds in your Health Savings Account (HSA) to pay for expenses before you reach your deductible, you reduce your overall healthcare costs.

There are three types of expenses associated with an HDHP: deductible, coinsurance, and out-of-pocket limit. These may work differently than you expect if you haven't had an HDHP before.

Program Option
  • State Employee and Retiree Health Plan & Supplemental Benefits
Plan Year
  • 2026
WRS News Online for Employees
Jan 31, 2024 5:00pm Jan 2024 Edition
ETF Budget and Management Director Tarna Hunter

ETF Monitors Legislative Bills Introduced in 2023

ETF Budget and Management Director Tarna Hunter summarizes several Wisconsin Legislature proposals that, if passed, will affect rehired teacher and protective service annuitants. Other bills are also being monitored by ETF.

WRS News Online for Employees
Jan 31, 2024 5:30pm Jan 2024 Edition
A happy group of five older men and women with diverse racial backgrounds

Wisconsin Pensions Reduce Poverty Across Retiree Demographics

A UC Berkeley study found that Wisconsin retirees with pension income are less likely to experience economic hardships, with public pensions significantly narrowing the racial, gender, and education wealth gap among older families compared to private pensions.

Report Active Employee / Retiree / Board Member / Local Employer / State Employer

Long-Term Disability Insurance Actuarial Valuation 2011

This report presents the results of the annual actuarial valuation of benefit liabilities and costs of the Long-Term Disability Insurance Plan (LTDI) as of December 31, 2011.