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This Summary Plan Description is a supplement to the Section 125 Cafeteria Plan Document (ET-1904), for members and employees. This publication summarizes the basic features of the plan.

Traditionally, flu clinics are held indoors. However, this year an outdoor clinic may better suit your needs.

The American Rescue Plan of 2021 (ARP) was signed into law by President Biden on March 11, 2021. The bill provides an enrollment opportunity for individuals who would have been eligible for, but did not elect, COBRA at the time of their termination, as well as individuals who had COBRA but let it lapse before their full 18 months of eligibility was complete.

2024 Local Annuitant Health Program health benefits decision guide for certain local retirees and surviving dependents.

2023 Local Annuitant Health Program health benefits decision guide for certain local retirees and surviving dependents.

myETF Benefits provides online tools to enroll and manage your health insurance benefits.

Certificate of Coverage for the Medicare Plus Plan for the 2023 plan year.

Certificate of Coverage for the Medicare Plus Plan for the 2024 plan year.

ETF has updated the Local Employer Health Insurance Standards, Guidelines, and Administration Manual (ET-1144) and has summarized the changes in the table here.  Please disregard any previous versions of this manual.

ETF has updated the Local Employer Health Insurance Standards, Guidelines, and Administration Employer Manual (ET-1144), and has summarized the changes in the table below.  Please disregard any previous versions of this manual.