You can enroll in supplemental benefits during the annual open enrollment period in the fall, within 30 days of your date of hire, or when you experience a qualifying life event. 

Enrollment in supplemental benefits continues each year unless you cancel during the open enrollment period. You cannot cancel your benefit election(s) mid-year without a qualifying life event*. When making a change to your benefits due to a life event, review the Life Events Guide page for deadlines, coverage effective dates, and documentation requirements.

*Retirees may cancel Uniform Dental coverage at any time.

Enroll or Make Changes:

Coverage Effective Dates:

  • Open enrollment changes: Effective January 1 of the next year
  • New hire enrollment:
    • Uniform Dental will match your health insurance effective date
    • Vision, Accident Plan, and all other dental plans are effective on the first of the month on or following your hire date
  • Life event changes: Determined by the life event, review the Life Events Guide for more information

Employees

How to enroll or make changes to your supplemental benefits depends on your employer.

State employees who work for agencies covered by STAR: Log in to STAR to enroll or make changes to your benefits during open enrollment or when you are a new employee. Contact your employer for directions on how to make changes due to a qualifying life event.

Universities of Wisconsin Employees: You may have different supplemental benefits available. Visit the UWs Employee Benefits page for a complete list of supplemental benefits and instructions on how to enroll or change benefits.

If you currently have a Securian Accident Plan that covers any dependents (spouse and/or dependents), you must reenroll the dependents in the Accident Plan during open enrollment to have coverage that continues past January 1, 2026. If you do not, your dependents will no longer have Accident Plan coverage, and your plan will change to individual coverage for only you as the subscriber.

UW Hospital & Clinics Employees: You may have different supplemental benefits available. Visit The Pulse or contact the UW Health HR Service Center at 1-608-263-6500 for a complete list of supplemental benefit and instructions on how to enroll or change benefits.

All other employees: Contact your employer for directions on how to enroll, change, or cancel your benefits.

Employees About to Retire

Retirement does not provide an opportunity to newly enroll in the Accident Plan, vision insurance, or dental plans. To continue existing coverage, you will need to complete the appropriate paperwork. Talk with your employer benefits specialist for more information.

  • Uniform Dental: Uniform Dental continues automatically if you continue your health insurance.
  • Preventive, Select, or Select Plus dental plans: Complete the Supplemental Dental Retiree/Continuant Change Form and mail the completed form to Delta Dental at the address on the bottom of the form. This form is due within 30 days of your retirement date.
  • Vision: Complete the MetLife Supplemental Vision Retiree/Continuant Change Form and mail the completed form to MetLife at the address on the bottom of the form. This form is due within 30 days of your retirement date.
  • Accident Plan: You can continue coverage after you leave state employment or retire, up to age 70. Your plan will be converted into an individual, non-ETF plan. Contact Securian at 866-295-8690 or madisonbranch@securian.com within 30 days of your termination date. View the Portability Form for additional details.

COBRA Continuation Coverage

You should continue your coverage as a retiree. If you continue your coverage at retirement through COBRA, your COBRA continuation coverage will expire after 18 months. To continue coverage, enroll as a retiree during open enrollment within those 18 months. If you do not enroll during this time, your coverage will end, and you must wait until the next open enrollment period to re-enroll.

Retirees

How to enroll or make changes to your supplemental benefits depends on the benefit.

Uniform Dental

To enroll or change your coverage level, submit a Health Insurance Application/Change For Retirees (ET-2331) form to ETF. Please note, your Uniform Dental coverage mirrors your health insurance coverage. Example: If you elect family health insurance with dental, you will be enrolled in family dental coverage. In order to change Uniform Dental coverage, you must also change your health insurance coverage.

Preventive, Select, or Select Plus Dental Plans

To enroll during open enrollment, complete the Supplemental Dental Retiree/Continuant Change Form and mail the completed form to Delta Dental at the address on the bottom of the form. You may also enroll online during open enrollment.

To enroll outside of open enrollment, change coverage levels, or cancel coverage, complete the Supplemental Dental Retiree/Continuant Change Form and mail the completed form to Delta Dental at the address on the bottom of the form.

Vision

For 2026 Vision Benefits:

Please visit MetLife Vision for more information.

For 2025 Vision Benefits:

To enroll, change, or cancel your vision insurance, complete the Supplemental Vision Retiree/Continuant Change Form and mail the completed form to Delta Dental at the address on the bottom of the form.