This section outlines total premium amounts for the current plan year, for different types of employees (active employees, UW graduate assistants, etc.), continuants, and retirees (with or without Medicare). A premium is the amount of money charged by your health plan for the plan design you've chosen. It is usually paid on a monthly basis, but can be billed a number of ways.
Premiums are one factor to consider when choosing a health plan or plan design.
- Generally, the less you pay per visit, the more you pay per month for your premium.
- If you choose a High Deductible Health Plan (HDHP), which has a lower premium, consider putting the premium savings in a Health Savings Account (HSA) pre-tax to pay for health care services.
- All non-Medicare plan designs and health plans offer the same in-network Uniform Benefits. Medicare Advantage and Medicare Plus plans vary slightly, review the Medicare Plan Designs Quick Comparison page to learn more.