A green piggy bank sitting on a beige calculator.

WRS Retirement Benefits Calculator

This WRS Retirement Benefits Calculator is a tool that can give you an unofficial estimate of your benefit as you plan for retirement. Contact ETF for your official estimate and application 6-12 months before you plan to apply for benefits.

WRS News Online for Employees
May 1, 2024 5:00pm May 2024 Edition
ETF Budget and Management Director Tarna Hunter

Wisconsin Legislature Passes Bills Affecting ETF Benefit Administration

ETF Budget and Management Director Tarna Hunter recaps three bills passed by the State Senate and Assembly that affect ETF and the benefit programs it administers, after the Legislature concluded the 2023-2024 Regular Session in March 2024.

WRS News Online for Employees
Jan 31, 2024 5:30pm Jan 2024 Edition
Cover page of Pew report

WRS Among Well-Funded Pensions in the U.S.

A recent report by The Pew Charitable Trusts identified key WRS practices that make the Badger State one of the “well-funded states with tools to manage risk,” highlighting how other states could learn from the Wisconsin experience.

Death Benefits

Provided you did not close your WRS account by taking a separation benefit, your beneficiaries may be entitled to a benefit after your death. Understand how and what benefits are paid upon your death.

Variable Fund

You can choose to deposit 50% of your contributions, including additional contributions, into the Variable Trust Fund. Before you decide to join, learn how Variable excess or deficiency affects your account value.

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Active Employee / Retiree / Local Employer / State Employer

Ombudsperson Services Fact Sheet

ETF Ombudsperson Services was created in 1992 to assist members with insurance problems or inquiries.

A little girl getting a cleaning at the dentist

Dental Insurance

Choose from up to four dental plans to get the right coverage for you and/or your family. The dental plans offer coverage for services such as cleanings, exams, fillings, and orthodontia.

You or Your Dependent Has a Medicare Coverage Change (Retirees and Survivors Only)

Experiencing this life event may allow you to make changes to your accident plan or health, dental, vision, or long-term care insurance.

Program Option
  • Local Annuitant Health Program (LAHP)
  • Local Deductible Health Plan (PO14) & Supplemental Benefits
  • Local Deductible Health Plan with Uniform Dental (PO4) & Supplemental Benefits
  • Local Health Plan (PO16) & Supplemental Benefits
  • Local Health Plan with Uniform Dental (PO6) & Supplemental Benefits
  • Local High Deductible Health Plan (PO17) & Supplemental Benefits
  • Local High Deductible Health Plan with Uniform Dental (PO7) & Supplemental Benefits
  • Local Traditional Health Plan (PO12) & Supplemental Benefits
  • Local Traditional Health Plan with Uniform Dental (PO2) & Supplemental Benefits
  • State Employee and Retiree Health Plan & Supplemental Benefits
Biking Couple

Applying for Retirement

Deciding to retire may be the hardest part of the entire process. ETF can help you master the next steps so that you make decisions that are right for you. Use the resources available on this page to help you through the process.