Employers may choose to offer more benefits to their employees including supplemental dental, vision, accident plan, and long-term care insurance. State employers may also offer pre-tax savings accounts.
ETF has updated the Local Employer Health Insurance Standards, Guidelines, and Administration Employer Manual (ET-1144), and has summarized the changes in the table below. Please disregard any previous versions of this manual.
Flyer
Active Employee /
Retiree /
Local Employer /
State Employer
The No Surprises Act (the Act) is a part of the Consolidated Appropriations Act of 2021 (CAA). The CAA was passed by the U.S. Congress in December of 2020. The Act portion of the legislation addresses surprise medical billing by healthcare providers and other member protections. Learn more about the No Surprises Act and its developing guidelines.
Program Option
Local Annuitant Health Program (LAHP)
Local Deductible Health Plan (PO14) & Supplemental Benefits
Local Deductible Health Plan with Uniform Dental (PO4) & Supplemental Benefits
Local Health Plan (PO16) & Supplemental Benefits
Local Health Plan with Uniform Dental (PO6) & Supplemental Benefits
Local High Deductible Health Plan (PO17) & Supplemental Benefits
Local High Deductible Health Plan with Uniform Dental (PO7) & Supplemental Benefits
Local Traditional Health Plan (PO12) & Supplemental Benefits
Local Traditional Health Plan with Uniform Dental (PO2) & Supplemental Benefits
State Employee and Retiree Health Plan & Supplemental Benefits
The Local Employer Health Insurance Standards, Guidelines and Administration Manual (ET-1144) has been revised as of December 2021. Please disregard any previous versions of this manual. You can see a summary of the changes here.
