A pink coneflower.

WRS Retirement Benefit Calculations

WRS retirement benefits are calculated using two methods: the formula method, and the money purchase method. ETF calculates your benefit using both methods and automatically pays you the higher amount. See how each method is calculated and resources for estimating your benefit.

A stack of coins to the left of a glass jar of coins with a growing plant coming out of it, next to an alarm clock and a small picture in the middle front with a couple holding hands and walking on the beach."

WRS Retirement Benefit

The WRS Retirement Benefit is a pension plan that is intended to provide you with a lifetime retirement payment. It offers a retirement benefit based on a defined contribution plan or a defined benefit plan.

Limited Purpose Flexible Spending Account (LPFSA)

Only available to participants enrolled in a High Deductible Health Plan (HDHP).

A Limited Purpose Flexible Spending Account (LPFSA) is a pre-tax benefit used to pay for eligible dental, vision care, and post-deductible medical expenses. You may use these funds to pay for eligible expenses incurred by you, your spouse, and your qualified dependents.

Plan Year
  • 2025
Program Option
  • State Employee and Retiree Health Plan & Supplemental Benefits
WRS News Online for Employees
May 1, 2025 4:00pm
Costco Wholesale: Prescription Home Delivery

Costco is New Mail-Order Pharmacy

Costco Pharmacy is the new mail-order pharmacy for members of ETF-administered health insurance. You do not need to be a Costco member to use this service or pick up prescriptions inside any Costco Warehouse.

Headaches and Migraines

Over 12,000 State of Wisconsin Group Health Insurance Program members suffer from headaches and migraines. Learn more about different types of headaches and treatment options.

The image from the cover of the additional contributions brochure:  overlooking a field and trees into a setting sunset on the horizon.

Additional Contributions

You can put extra money into your WRS account so you have more income for retirement. Learn about the three ways you can make additional contributions.