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Income Continuation Insurance (ICI) is an optional insurance that provides a replacement income for disabilities that are considered short-term in nature, as well as those which may last for extended periods.

The income continuation insurance ICI benefit is a voluntary “income replacement” benefit payable if you become disabled.

The GIB today approved changes to the State and Local Income Continuation Insurance Programs to ensure continued compliance with federal law.

The income continuation insurance (ICI) benefit is a voluntary income replacement benefit payable if you become disabled.

Learn the steps to submit, change or terminate Letters of Guardianship.

Designate an attorney-in-fact to act in your stead for an appeal to ETF.

The changes consolidate the separate standard and supplemental coverage levels into a single coverage level.  The goal is a simplified program that is easier to understand and administer. 

This handbook provides general information about benefit plans administered by ETF and does not contain complete information for all benefits. Use this handbook as an overview and contact your employer’s benefits office for specific information applicable to you.