This document, “Supplemental Insurance Plan Guidelines,” or Guidelines, serves as a resource for insurers interested in offering the State of Wisconsin employees supplemental insurance plans.
If you need to correct or change your personal information, you may be asked to provide acceptable documents for verification. Know the required documents and how to submit them.
Neither the state of Wisconsin, the Department of Employee Trust Funds (ETF), nor any of its programs nor any of its employees, shall be held liable for any improper or incorrect use of, or inability to use, the information described and/or contained herein.
High Deductible Health Plans (HDHPs) usually have lower monthly premiums than plans with lower deductibles. By using the untaxed funds in your Health Savings Account (HSA) to pay for expenses before you reach your deductible, you reduce your overall healthcare costs.
There are three types of expenses associated with an HDHP: deductible, coinsurance, and out-of-pocket limit. These may work differently than you expect if you haven't had an HDHP before.
Program Option
State Employee and Retiree Health Plan & Supplemental Benefits