Neither the state of Wisconsin, the Department of Employee Trust Funds (ETF), nor any of its programs nor any of its employees, shall be held liable for any improper or incorrect use of, or inability to use, the information described and/or contained herein. In no event shall ETF or its employees be liable for any direct, indirect, incidental, special, exemplary, or consequential damages (including, but not limited to, procurement or substitute goods or services; loss of use, data, or profits; or business interruption) however caused and on any theory of liability, whether in contract, strict liability, or tort (including negligence or otherwise) arising in any way out of the use of this Internet site, even if advised of the possibility of such damage, or should have been aware of the possibility of such damages.

This disclaimer of liability applies to any damages or injury, including but not limited to those caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer malware, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortious behavior, negligence or under any other cause of action. If you are dissatisfied with the ETF Internet site or any content on the site, or with the ETF terms and conditions, your sole and exclusive remedy is to discontinue using the ETF site. By your use of the ETF Internet site, you acknowledge that your use of the site is at your sole risk.

Disclaimer of Warranties and Accuracy of Data

Although the data found using the state of Wisconsin's access systems have been produced and processed from sources believed to be reliable, no warranty, expressed or implied, is made regarding accuracy, adequacy, completeness, legality, reliability or usefulness of any information, including errors or omissions thereof. This disclaimer applies to both isolated and aggregate uses of the information. ETF provides this information on an "as is" basis, without warranties of any kind, express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, freedom from contamination by malware and non-infringement of proprietary rights are disclaimed. Consider that data can quickly become out-of-date, and any data and information presented or calculated on the ETF site could be temporarily inaccurate.

ETF does not endorse nor make any warranties or representations about the options or other services or data you may access, download or use as a result of the use of the information contained on this Internet site, or about any site you may access through the ETF site. ETF assumes no risk or responsibility for your use of any of the content provided on the ETF Internet site. If there is a conflict between Wisconsin law and the information provided on our Internet site, Wisconsin law governs.

Disclaimer of Endorsement

Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, users, or others, are those of the respective author(s) or distributor(s) and do not necessarily state or reflect those of the ETF and shall not be used for advertising or product endorsement purposes. Reference herein to any specific commercial products, process or service by trade name, trademark, manufacturer or otherwise, does not constitute or imply its endorsement, recommendation or favoring by ETF. A link to another site does not mean that ETF endorses that site.

Disclaimer for External Links

As a convenience, ETF offers links to certain web sites created and maintained by other public and/or private entities. ETF has no control over linked sites and cannot guarantee, or be held responsible for, any materials found on any non-ETF site. The user specifically acknowledges that ETF is not liable for the defamatory, offensive or illegal conduct of other users, links or third parties and that the risk of injury from the foregoing rests entirely with the user. Links from ETF’s pages do not constitute an endorsement. These links are provided as an information service only. It is the responsibility of the web user to evaluate the content and usefulness of information obtained from other sites. ETF’s Internet site contains, among other areas, a section called “related links” containing links to other related internet sites and resources. Since the ETF is not responsible for the availability of these outside resources or their contents, you should direct any concerns regarding any external link to its site administrator or webmaster.

Disclaimer of Duty to Continue Provision of Data

Due to the dynamic nature of the Internet, resources that are free and publicly available one day may require a fee or restricted access the next, and the location of items may change as menus, home pages and files are reorganized. The user expressly agrees that use of ETF’s Internet site is at the user's sole risk. ETF does not warrant that the service will be uninterrupted or error free. The documents and related graphics published on this server could contain technical inaccuracies or typographical errors. Changes are periodically added to the information herein. ETF may make improvements and/or changes in the information and/or programs described herein at any time.


ETF shall remain the sole and exclusive owner of all rights, title and interest in and to all specifically copyrighted information created and posted for inclusion in this system.

Use of Email

In accordance with state law, ETF does not sell information or the e-mail addresses of people who subscribe to our services.

Choice of Law

Construction of the disclaimers above and resolution of disputes thereof are governed by the laws of the state of Wisconsin. Wisconsin law shall apply to all uses of this data and this system. By using this system and any data contained therein, the user agrees that use shall conform to all applicable laws and regulations and user shall not violate the rights of any third parties.