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This handbook provides general information about benefit plans administered by ETF and does not contain complete information for all benefits. Use this handbook as an overview and contact your employer’s benefits office for specific information applicable to you.

This report presents the results of the annual actuarial valuation of benefit liabilities and costs of the Local Income Continuation Insurance Plan as of December 31, 2007.

This report presents the results of the annual actuarial valuation of benefit liabilities and costs of the State Income Continuation Insurance Plan as of December 31, 2007.

The income continuation insurance ICI benefit is a voluntary “income replacement” benefit payable if you become disabled.

This brochure explains the effect that part-time WRS employment has on your WRS retirement and other benefits.

Designate an attorney-in-fact to act in your stead for an appeal to ETF.

If you become disabled while working for a WRS employer, you may be eligible to receive WRS disability benefits that will give you income for the time you are unable to return to work.

Complete and then submit to your employer to apply for income continuation insurance.

This report presents the results of the annual actuarial valuation of benefit liabilities and costs of the Local Income Continuation Insurance Plan as of December 31, 2003.