This Life Events Guide page has two sections - active employees and retirees and survivors. Please refer to the appropriate page section for information based on your employment status.
For Active Employees
Health Insurance & Uniform Dental | Supplemental Benefits | |
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Health Insurance & Uniform Dental | Supplemental Benefits | |
Enrollment opportunity? | No, unless the employee is losing other group coverage as a dependent | No, unless the employee is losing other comparable coverage as a dependent |
Change coverage from individual to family? | No, unless the dependent is losing other medical coverage under the deceased spouse | No, unless the dependent is losing other comparable coverage under the deceased spouse |
Change coverage from family to individual? | Yes, if you have no other dependents | Yes, if you have no other dependents |
Change health plan? | No | n/a |
Drop a dependent and keep family coverage? | Yes | Yes |
Cancel coverage? | See the You Gain Eligibility for Other Group Medical Coverage page for more information | No |
Deadline to submit application | Submit an application to your employer removing your spouse or dependent Premium refunds due to a change from family to individual coverage will only be allowed for up to six months | Submit an application to your employer removing your spouse or dependent |
Documentation required? | Yes | Upon request |
Effective date | Coverage will end on the last day of the month following receipt of application | Coverage will end on the last day of the month following receipt of application |
For Retirees and Survivors
Health Insurance & Uniform Dental | Supplemental Benefits | |
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Health Insurance & Uniform Dental | Supplemental Benefits | |
Enrollment opportunity? | No, unless you are a State retiree or survivor with escrowed sick leave and are losing other medical coverage as a dependent (See Enrolling for Coverage FAQs Question: "Are there other enrollment opportunities available to me after my initial one expires?" regarding sick leave) | No, unless the retiree or survivor is losing other comparable coverage as a dependent |
Change coverage from individual to family? | No, unless the dependent is losing other medical coverage under the deceased spouse | No, unless the dependent is losing other coverage under the deceased spouse |
Change coverage from family to individual? | Yes | Yes, if you have no other dependents |
Change health plan? | No | n/a |
Drop a dependent and keep family coverage? | Yes | Yes |
Cancel coverage? | Yes | No |
Deadline to submit application | File an application with ETF (ET-2331) including if you wish to terminate coverage Premium refunds due to a change from family to individual coverage will only be allowed for up to six months | Contact the supplemental plan and ask that the spouse/dependent be removed from coverage |
Documentation required? | Yes | Upon request |
Effective date | Coverage will end on the last day of the month following receipt of application | Coverage will end on the last day of the month following receipt of application |