This Life Events Guide page has two sections - active employees and retirees and survivors. Please refer to the appropriate page section for information based on your employment status.
For Active Employees
| Health Insurance & Uniform Dental | Supplemental Benefits | |
|---|---|---|
| Enrollment opportunity? | No, unless the employee is losing other group coverage as a dependent | No, unless the employee is losing other comparable coverage as a dependent | 
| Change coverage from individual to family? | No, unless the dependent is losing other medical coverage under the deceased spouse | No, unless the dependent is losing other comparable coverage under the deceased spouse | 
| Change coverage from family to individual? | Yes, if you have no other dependents | Yes, if you have no other dependents | 
| Change health plan? | No | n/a | 
| Drop a dependent and keep family coverage? | Yes | Yes | 
| Cancel coverage? | See the You Gain Eligibility for Other Group Medical Coverage page for more information | No | 
| Deadline to submit changes | Premium refunds due to a change from family to individual coverage will only be allowed for up to six months | --- | 
| How to submit changes | Log in to My Benefits to edit your benefits: 
 | Log in to My Benefits to edit your benefits: 
 | 
| Documentation required? | No | No | 
| Effective date | Coverage will end on the last day of the month following receipt of application | Coverage will end on the last day of the month following receipt of application | 
For Retirees and Survivors
| Health Insurance & Uniform Dental | Supplemental Benefits | |
|---|---|---|
| Enrollment opportunity? | No, unless you are a State retiree or survivor with escrowed sick leave and are losing other medical coverage as a dependent (See Enrolling for Coverage FAQs Question: "Are there other enrollment opportunities available to me after my initial one expires?" regarding sick leave) | No, unless the retiree or survivor is losing other comparable coverage as a dependent | 
| Change coverage from individual to family? | No, unless the dependent is losing other medical coverage under the deceased spouse | No, unless the dependent is losing other coverage under the deceased spouse | 
| Change coverage from family to individual? | Yes | Yes, if you have no other dependents | 
| Change health plan? | No | n/a | 
| Drop a dependent and keep family coverage? | Yes | Yes | 
| Cancel coverage? | Yes | No | 
| Deadline to submit changes | Premium refunds due to a change from family to individual coverage will only be allowed for up to six months | --- | 
| How to submit changes | Submit the Health Insurance Application/Change for Retirees (ET-2331) with required documentation to ETF to remove the dependent or cancel coverage. Or, log in to My Benefits to edit your benefits: 
 | Submit the Supplemental Insurance Application/Change (ET-2339) with required documentation to ETF to remove the spouse or dependent. Or, log in to My Benefits to edit your benefits: 
 | 
| Documentation required? | No | No | 
| Effective date | Coverage will end on the last day of the month following receipt of application | Coverage will end on the last day of the month following receipt of application |