Your Unmarried Dependent Over Age 26 Becomes Disabled and Gains Eligibility

This Life Events Guide page has two sections - active employees and retirees and survivors. Please refer to the appropriate page section for information based on your employment status.

In the table(s) below, supplemental benefits refer to supplemental dental insurance (Select, Select Plus, and Preventive), vision insurance, and Accident Plan. You may not be eligible for all supplemental benefits. Visit the Dental Insurance, Vision Insurance, and Accident Plan pages to learn about eligibility.

For Active Employees

	Health Insurance & Uniform Dental	Supplemental Benefits
Enrollment opportunity?	Yes, for your child to be added to your existing coverage	Yes, for your child to be added to your existing coverage
Change coverage from individual to family?	Yes	Yes
Change coverage from family to individual?	No	No
Change health plan?	No	n/a
Drop a dependent and keep family coverage?	No	No
Cancel coverage?	No	No
Deadline to submit application	File an application with your employer within 30 days of the event. The health plan determines if the child meets the disabled dependent criteria	File an application with your employer within 30 days of the event. The insurer determines if the child meets the disabled dependent criteria
Documentation required?	Work with your health plan. If approved, submit approval letter from plan to ETF	Upon request
Effective date	Coverage becomes effective on the first of the month following determination that the adult child meets the disabled dependent criteria	Coverage becomes effective on the first of the month following determination that the adult child meets the disabled dependent criteria

For Retirees and Survivors

This life event applies to survivors if the dependent was previously insured in the program by the deceased member.

	Health Insurance & Uniform Dental	Supplemental Benefits
Enrollment opportunity?	Yes, for your child to be added to your existing coverage	Yes, for your child to be added to your existing coverage
Change coverage from individual to family?	Yes	Yes
Change coverage from family to individual?	Yes	Yes
Change health plan?	No	n/a
Drop a dependent and keep family coverage?	No	No
Cancel coverage?	Yes	No
Deadline to submit application	File an application with ETF (ET-2331) within 30 days of the event. The health plan determines if the child meets the disabled dependent criteria	File an application with the vendor within 30 days of the event. The insurer determines if the child meets the disabled dependent criteria
Documentation required?	Work with your health plan. If approved, submit approval letter from plan to ETF	Upon request
Effective date	Changed coverage: Effective on the first of the month following determination that the adult child meets the disabled dependent criteria Canceling coverage: Effective the last day of the month following receipt of application.	Coverage becomes effective on the first of the month following determination that the adult child meets the disabled dependent criteria

You may not be eligible for all benefits discussed on this page. Speak with your employer to see what benefits are available to you.