This Life Events Guide page has two sections - active employees and retirees and survivors. Please refer to the appropriate page section for information based on your employment status.
The end of COBRA continuation coverage is a qualifying life event, however, loss due to nonpayment of premiums is not.
For Active Employees
Health Insurance & Uniform Dental | Supplemental Benefits | |
---|---|---|
Enrollment opportunity? | Yes | Yes |
Change coverage from individual to family? | Yes | Yes |
Change coverage from family to individual? | Yes | Yes |
Change health plan? | Yes | n/a |
Drop a dependent and keep family coverage? | No | No |
Cancel coverage? | No | No |
Deadline to submit application | File an application with your employer within 30 days of the event | File an application with your employer within 30 days of the event |
Documentation required? | Yes | Upon request |
Effective date | Coverage becomes effective on the date the other coverage terminates except for a change of health plan. If the notice you receive is provided to you late, coverage will be effective the first of the month following the date of the notice. Health plan changes are effective the first of the month following receipt of application | Coverage becomes effective on the date the other coverage terminates |
For Retirees and Survivors
Health Insurance & Uniform Dental | Supplemental Benefits | |
---|---|---|
Enrollment opportunity? | No, unless you are a State retiree or survivor with escrowed sick leave and are losing other medical coverage as a dependent (See Enrolling for Coverage FAQs Question: Can I delay or initiate use of sick leave credits after I retire?) | Yes |
Change coverage from individual to family? | Yes | Yes |
Change coverage from family to individual? | Yes | Yes |
Change health plan? | Yes | n/a |
Drop a dependent and keep family coverage? | No | No |
Cancel coverage? | Yes | No |
Deadline to submit application | File an application with ETF (ET-2331) within 30 days of the event | File an application with the vendor within 30 days of the event |
Documentation required? | Yes | Upon request |
Effective date | Coverage becomes effective on the date the other coverage terminates except for a change of health plan. If the notice you receive is provided to you late, coverage will be effective the first of the month following the date of the notice. Health plan changes are effective the first of the month following receipt of application | Coverage becomes effective on the date the other coverage terminates |