You Marry

This Life Events Guide page has two sections - active employees and retirees. Please refer to the appropriate page section for information based on your employment status. This life event does not apply to survivors.

In the table(s) below, supplemental benefits refer to supplemental dental insurance (Select, Select Plus, and Preventive), vision insurance, and Accident Plan. You may not be eligible for all supplemental benefits. Visit the Dental Insurance, Vision Insurance, and Accident Plan pages to learn about eligibility.

For Active Employees

	Health Insurance & Uniform Dental	Supplemental Benefits
Enrollment opportunity?	Yes, you must terminate other coverage on the date of marriage or after	Yes. For members who are not currently enrolled, member must include the spouse with the enrollment (can not enroll in individual coverage)
Change from individual to family coverage?	Yes	Yes
Add a dependent to family coverage?	Yes	Yes
Change health plan?	Yes	n/a
Drop a dependent and keep family coverage?	No	No
Cancel coverage?	See the You Gain Eligibility for Other Group Medical Coverage page for more information	Yes
Deadline to submit application	Within 30 days of event to your employer	Within 30 days of event to your employer
Documentation required?	Yes	Upon request
Effective date	New enrollees (waived coverage before): Effective the date of marriage Adding a new dependent or changing to family coverage: Effective the date of marriage Changing health plans: Effective the first of the month on or after the receipt of the application Canceling coverage: If approved for cancellation, coverage will end the last day of the month after your other coverage begins	New enrollees (waived coverage before): Effective the date of the marriage Adding a new dependent or switching to family or individual coverage: Effective the date of marriage Canceling coverage: If approved for cancellation, coverage will end the last day of the month after your other coverage begins

For Retirees

	Health Insurance & Uniform Dental	Supplemental Benefits
Enrollment opportunity?	No	No
Change to individual or family coverage?	Yes	Yes
Add a dependent to family coverage?	Yes	Yes
Change health plan?	Yes	n/a
Drop a dependent and keep family coverage?	No	No
Cancel coverage?	Yes	Yes, must provide proof you gained coverage comparable to the supplemental plan in which the employee or retiree is canceling
Deadline to submit application	Within 30 days of event to ETF (ET-2331)	Within 30 days of event to the vendor
Documentation requirement?	Yes	Upon request
Effective date	Adding a new dependent or changing to family coverage: Effective the date of marriage Changing health plans or changing to individual coverage: Effective the first of the month on or after the receipt of the application Canceling coverage: Effective the last day of the month following receipt of the application	Adding a new dependent or switching to family or individual coverage: Effective the date of marriage Canceling coverage: Effective the last day of the month following receipt of the application