The Accumulated Sick Leave Credit Conversion Program allows state employees to convert unused sick leave to credits to pay for health insurance during retirement. This includes pharmacy and optional Uniform Dental benefits.

This program can be very helpful because when you retire you will pay more for health insurance. While you are working, you pay less because your employer pays most of your premium. Once you leave, you must pay the entire cost of the premium.

Who is Eligible

Most state employees are eligible for this program by meeting two requirements:

  1. They are covered by the State Group Health Insurance Program.
  2. They are receiving an annuity within 30 days of retirement.

To learn other ways to qualify for this program, see the Who is Eligible page, the Sick Leave Credit Conversion Program (ET-4132) brochure, or talk to your employer benefit specialist.