Below are links for monthly premium plan rates, including employer maximum contributions, by county (average of 88%). They also provide employee minimum contributions. The vast majority of employers use the 88% tables.
Contact ETF with any questions or if we can be of assistance.
2025
88% Tables & Total Monthly Premium Rates
| Program | Full Premium Rates | 88% Tables |
|---|---|---|
| Local Traditional | ||
| Local Deductible | ||
| Local Health | ||
| Local High Deductible Health Plan |
2024
88% Tables & Total Monthly Premium Rates
| Program | Full Premium Rates | 88% Tables |
|---|---|---|
| IYC Local Traditional | ||
| IYC Local Deductible | ||
| IYC Local Health | ||
| IYC Local High Deductible Health Plan |
105% Tables
Under state law, employers are limited to a maximum and minimum contribution toward their employee’s health insurance premiums. Most employers use the 88% formula linked above. Under this formula, employers may pay no more than 88% of the average premium cost of the qualified tier-one health plans in the service area (county) of the employer. They may pay no less than 50% for employees who work 1,040 or more hours per year.
If you still use the 105% formula for law enforcement, or firefighting (Public Safety Employees) who are covered by a valid collective bargaining agreement, please contact ETF for those premium rate tables.
Employers who Tier their premium contributions may also contact ETF with questions. Also see Health Plan Tiers for information.
Reach us at ETFSMBEmployerInsurance@etf.wi.gov